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Whole life insurance plans are non-correlated properties. No matter of what occurs in the market (stock, real estate, or otherwise), your insurance coverage plan maintains its well worth.
Market-based investments expand wide range much quicker but are exposed to market fluctuations, making them inherently risky. Suppose there were a 3rd pail that used safety and security yet also moderate, guaranteed returns? Whole life insurance policy is that third pail. Despite exactly how varied you assume your portfolio might be, at the end of the day, a market-based investment is a market-based investment.
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