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Whole life insurance policies are non-correlated possessions. Regardless of what takes place in the market (stock, actual estate, or otherwise), your insurance coverage plan maintains its well worth.
Market-based investments grow wide range much quicker but are subjected to market changes, making them inherently high-risk. What happens if there were a 3rd bucket that supplied safety and security yet also modest, guaranteed returns? Whole life insurance is that third container. Regardless of exactly how diversified you believe your portfolio might be, at the end of the day, a market-based investment is a market-based financial investment.
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